• Understanding your goals
  
  
• Saving you the time necessary to research the investment opportunities available to you
  
  
• Helping you select investments that fit your needs
  
  
• Analyzing how changing economic and personal situations may affect you
  
  
• Giving you timely financial information

NO COST CONSULTATION
The first step is sitting down and understanding what your goals are to determine how to guide you in the right direction. Fran Dennis will personally work with you to get you started on the right path.

Please contact Fran Dennis for an initial consultation with NO COST TO YOU:

614.944.5786 | fdennis@frandennis.com

Please feel free to read some initial information below to get you started:

Annuities
An annuity is an insurance contract designed to protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.

• Immediate annuities – To start receiving income right away
  
  
  
• Deferred annuities – To start receiving income later
  

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Retirement plans
Did you know that you could be living in retirement for 25 years or more? So when it comes to planning for your retirement nest egg, the future begins now.

• Employer's retirement plan
  If you are eligible to participate in a retirement plan through your employer, consider starting participating now –– even if retirement seems far in the distance. Check with your employer to find out what kind of plan is available to you.
  
  
  • 401(k) retirement plan for employees of private companies
    
    
    
    
  • 403(b) retirement plan for teachers, churches, public hospitals and nonprofit organizations
    
    
    
  • 457 retirement plan for state or local government employees
    
    
    
  • Traditional pension plan: If you still have a traditional pension plan from your employer, count yourself lucky. But don't become complacent – that could change at any time.
    
    
    
• Investment Retirement Accounts (IRAs)
  If your employer doesn't offer an employee plan, there are other ways to begin saving and investing for your retirement through IRAs.
  
  
• Income optimization
  You know the source of your income today, but do you know the sources you need in order to live comfortably in retirement? The answer is probably a combination of your pension, Social Security, and deferred compensation. For some, it may also include part-time work.
  
  
  

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Life Insurance
When you think about investing, you may not know that your life insurance policy can be part of your financial future. | More info

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Mutual funds
The idea that there is strength in numbers is the heart of mutual funds. Most mutual funds fall into three categories: money market funds, bond funds and stock funds. A fund invests in many different companies or types of securities within its category. Contact Fran Dennis to provide you with direction:

614.944.5786 | fdennis@frandennis.com

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